Indiana Doesn’t Have “Coywolves,” DNR Reports

A popular legend has emerged in Indiana: the existence of so-called “coywolves,” or coyote-wolf hybrids. However, the Indiana Department of Natural Resources (or DNR) encourages residents to think carefully about what they may actually be seeing.

The Division of Fish and Wildlife recently took to Facebook in order to clear things up. The post reads that beliefs about coywolves may be common in the Midwest, but that the term is incorrect. The reason? There simply aren’t any known wolf populations in the state. What may appear to be wolf-like coyotes are just coyotes with larger, fluffier winter fur coats.

Despite the tone of finality in the DNR’s post, locals are still skeptical. Scott Harter, owner of Indiana Wildlife Management, is one of them. Harter says that he aims to prove the DNR wrong by tracking an eastern coyote-grey wolf breed from Canada that may have migrated to Indiana back in the 1920s.

Harter was recently recruited by the Tri-County Conservancy District and Heartland Crossing Homeowners Association in order to examine a resident’s claims of spotting a coywolf. However, the association later backtracked after discovering that the resident had “misinformed” them.

In efforts to educate the public, the DNR’s post went on to clarify what a coyote actually looks like. They come in a variety of colors ranging from gray to reddish blond, and are much more “slimly built” than a dog (or wolf) would be.

Meanwhile, Harter continues to insist that coywolves exist, and is determined to catch one for testing.

Getting to Know Nick Vertucci, Author of Seven Figure Decisions

Former reserve police officer Nick Vertucci is the perfect example of someone who turned lemons into lemonade. Imagine spending years establishing a successful real estate investment company with a business partner who you thought you could trust, only to end up being betrayed, which subsequently caused you to fall into a state of emotional turmoil. That is is exactly what happened to Nick Vertucci, author of the new book, Seven Figure Decisions.

After the dissolution of his first real estate business, a friend suggested that he open up his own real estate training company. At first, the idea seemed a little lofty. But being a former real estate student himself, Nick Vertucci realized that teaching training classes would garner him tremendous fulfillment since it would allow him to guide others towards financial success. During the building of his new real estate training company, Nick Vertucci learned about a mental tool called pattern interruption. Pattern interruption is the process of taking negative emotions and looking at them in a new light in order to yield positive results. He also credits his ability to bounce back from hardships to four principles which consist of seeing your desire, believing that accomplishing your desire is possible, mapping out a strategy to obtain your desire and last but not least, executing your plan.

Seven Figure Decisions is not only a great book for individuals looking to break into real estate investing, the principles and teachings found throughout the book can also be applied to any business or product. The gems that are found within the pages of Seven Figure decisions not only teach you hot to win in business but also in life.

Author Nick Vertucci can be reached on all social media platforms by searching his name or visiting his website which is

The Chainsmokers Dominating the EDM Industry In The Last Few Years

The music industry has been growing and evolving at a rapid pace, especially when it comes to the EDM industry. One of the DJ and music production duos that have become highly popular in the last few years is the Chainsmokers. They started their career around the year 2012 and in the next few years went on to dominate the electronic dance music industry. Starting from their first song named Selfie to their latest album Sick Boy; they have been able to win the hearts of music lovers from across the globe.

One of the articles on Chainsmokers that was featured on Forbes discussed the earnings of the Chainsmokers, who are listed as the second-highest earning DJs in the world currently. The earnings of the DJs have been sky-rocketing in the past few years, primarily due to the national and international tours they regularly do. Also, the royalty earnings from their produced music add to the overall revenue they generate. The Chainsmokers earned nearly 48.5 million dollars in 2018 and for many; this doesn’t come as a surprise.

However, it is clear from the very beginning that monetary gain has been secondary to the Chainsmokers, who have worked their way hard to bring their innovative music to the world. Their passion for music has been clear from the very beginning, and there are tons of examples one can take from what is known about them. Presently, they are signed with the WYNN nightlife and are in the last leg of their contracts in which they draw six-figure pay for every show. They have even won Grammy Award in the category of Best Dance Music for the single Don’t Let me Down. If you are one of those people who love to listen to the unique sound with melodious music, then the music of the Chainsmokers would appeal to you. The Chainsmokers consist of two individuals named Andrew Taggart and Alex Pall, and in an interview, they said that they have started working on their next album already. It can be said without a doubt that The Chainsmokers have a lot in store for their huge fan following.

loha Construction has Grown One Building and Renovation at a Time Since 2008

Aloha Construction opened in 2008 serving the Northern Illinois area. Now, its expanding its services to the entire state of Illinois and southern Wisconsin. Southern Illinois will be served through its new Bloomington office. The company’s goal is to provide secure homes to its customers.

In its beginning as a small construction company, Aloha Construction remodeled kitchens and bathrooms. Now it offers and does a wide range of work for its customers.

The President and CEO of Aloha Construction, David A. Farbaky stated the company’s new location will focus on interior restoration, remodeling kitchens, bathrooms, basements, water extraction, natural disaster aid and cleanup. The new location will be near the Lake Zurich area.

Since 2008, Aloha Construction has experienced stable growth. Its president stated the company completed 7000 projects in 2013 and 20,000 in 2017. Gurnee, Lake Zurich, Round Lake Beach and Vernon Hills are just a few of the areas projects have been completed in. The areas of Lake, McHenry, Cook and DuPage counties are served through Aloha Constructions Lake Zurich location. The Bloomington office serves McClean, Peoria, Washington, Tazewell and Champaign counties.

Aloha Constructions headquarters is located in Lake Zurich, Illinois. The company is family owned. Its general contractors are bonded, licensed and insured. Roofing is its specialty, but Aloha Construction offers many other services. Some of the many services offered are cedar siding , door installation, gutter installation, insulation installation, roof cleaning, roof waterproofing, siding installation, siding repair and soffit installation.

The company does residential and commercial construction. Aloha Construction offers new builds, renovations and additions. It has memberships in the National Roofing Contractors Association and the Building Trades Association. The Illinois based construction company has a new website to keep potential customers and customers informed about its services and new locations. The website is

Alastair Charles Borthwick

When people talk about the last war that the world witnessed, it’s mostly from whispers in the street, movies or films and sometimes from written materials. These materials were compiled from stories passed down by our forefathers or books written by people that were part and parcel of the war. One such author was Alastair Charles Borthwick. He was commissioned to serve in war as a private in the Highland Light infantry. It wasn’t long before he was commissioned to a higher rank in September 1939, a second lieutenant, a position that was postponed till November 1941 as a lance-corporal. During his service, he worked mainly as an intelligence officer, a path that led to the position of captain. On October 13, 1944, he was transferred to the fifth Seaforth Highlanders. During this time, his most significant feat came when he surprised the German troops. He had led his battalion, 600 men, relying on his instinct behind enemy’s line. Using this experience and that of others that served in the World War Two, Alastair Borthwick wrote his second book, Sans Peur, later published as Battalion.

Alastair Borthwick’s life before World War II.

Borthwick was born on February 17, 1913, in Rutherglen. He lived there for short while then moved to Glasgow where he attended Glasgow High. Alastair Borthwick left the school to work for Evening Times as a copy maker at the age of sixteen. Later he joined Glasgow Herald, a small newspaper that would become the pillar for his career as an author. While he worked for the paper, he wrote articles from a variety of topics one of them being the open-air column.

Open Air column exposed Alastair Borthwick to the shifting social culture. The working-class youths were participating resourcefully in activities previously left for the high-end members. These activities included hitchhiking and camping or “bothing” in caves. This became the mainstay in his column and the theme of his book, Always a little further, in 1939.

After the war.

Alastair Borthwick was married and immediately after the war, he and his wife moved to Jura. There he focused on broadcasting for BBC and fishing and crofting on his leisure time. He broadcast for both radio and television as well as presenting and writing programs. Buy Alastair’s book on Amazon.

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Louis Chenevert: The Business Giant Who Took to the Sea

Louis Chenevert is passionate about building yachts, and this isn’t a surprise. He is a semi-retired from the operation of some prominent corporations such as UTC (United Technologies Corporation) as well as General Motor. He has gained massive experience in this industry. This experience makes him suitable and fit for his task of yacht building. In a recent interview, he stated that in everything he get in touch with, he is passionate about it. He declared that he loves technology and he is ever ready to try building a boat with the current advanced technology which stands to be a great challenge.

Louis Chenevert also highlighted that it is not easy to build a yacht. Building yacht takes passion and the will to dig deeper into more details on the construction process. As we speak, he has just managed to construct three yachts. These yachts include a Horizon P105, a Horizon 85 and a Hatteras 63. A Horizon P105 is the latest vessel that Chenevert has built. He named this yacht the Debbie Lou. This yacht is highly modified with electronics and commercial-grade equipment as well as a helm station that would impress any captain.

To make this construction a success, he worked with Horizon which stands to be the famous yacht company. Since the yacht builder was conversant with his previous requirements, he was able to work with them to make sure that Debbie Lou acknowledges his explicit specifications. He visited various companies based in Taiwan severally within three years. Louis Chenevert was present for a couple of months during the yacht construction as his marine surveyor intensively supervised on some of the boats structural and fiberglass work. Apart from these procedures, he comprehensively explained about the yacht in the conference calls with Horizon.

Louis Chenevert is 6 feet 6 inches in height. This height factor led him to contract this particular yacht with the proper command ergonomics and viewing angles. Louis Chenevert decided to trade notes with his captain via a mutual Dropbox account to get the best equipment specifications for safety. He Transacted CAD drawings to his captain so that he could hold virtual meetings regarding specific design detailed information that was so crucial to him.


The Noble Decision by Nick Vertucci to Join the Real Estate Investment

The seasoned investor from California, Nick Vertucci, has been on the record as one of the most successful investors in both California and the whole of the United States. His success in real estate investment, however, came about after he had passed through a lot of struggles and financial challenges, which would have made him despair if he had a weak heart and personality. Instead of desperation, Nick Vertucci continued with the struggles until he made it to the list of the world’s most successful real estate investors. It was the challenges in through which he underwent that molded him to become the investment icon that he is today. The problems were so fierce that the financial institutions auctioned his home after he failed to repay some funds that he had borrowed from them.

However, the defaulting of the loan was not out of defiance or intentional. It was as a result of financial difficulties that he went through after his tech business collapsed during the 2000 dot-com period. This was a very devastating event that left a lot of companies in the technology field shut down and those that were left operational faced a lot of financial constraints. After the collapse, the financial crisis kicked off, and Nick Vertucci could not afford to repay the funds without the income that he used to get from the company.

Desperation kept knocking at the doors of Vertucci, but his faith kept comforting him not to despair. One morning, his neighbor invited him to attend a conference that had been arranged by the members of the California real estate association, which was intended to train the residents and the entrepreneur enthusiasts in the investment strategies that they required to invest in the real estate sector. This training motivated Nick Vertucci to the extent that after the three days which they spent in the training, Vertucci started seeing the financial challenges that he had from a different perspective.

After the training, Nick Vertucci enrolled in the real estate academy where he would get the detailed concepts and strategies that he would later come to use in the industry. When he felt that he was adequately equipped to begin his investments, he ventured into the real estate sector. His primary focus was on the renovation of the dilapidated houses and refurbishing them so that they could get a decent look. He would then convert them into rental apartments which he gave out to receive rental income.

GreenSky Credit experiences astonishing growth by going after prime borrowers

GreenSky Credit has emerged as one of the most successful fintech companies of the last decade. The company was founded in 2006 by serial entrepreneur David Zalik with the intention of providing customers across the country the quick means to access large loans to complete their home renovation projects. But in contrast with other fintech companies, like OnDeck and Lending Club, GreenSky Credit decided early on that it would only go after the most prime borrowers, typically, people who had FICO scores in the 760-plus range.

Bridge financing for retail customers

Zalik first had the idea for the creation of GreenSky when he was working as a consultant to some of the biggest names in the home improvement space. He quickly noticed that there was a major flaw in the business model of many of the top home improvement retailers and the contractors who were doing the remodeling projects.

Zalik saw that a large number of customers, most of whom had no experience whatsoever in estimating the costs of construction projects, were underestimating the true costs of their home remodeling projects by such large amounts that when they got the final estimate, they simply didn’t have the liquid funds to go through with the project.

Zalik, who had long been a commercial real estate investor, knew that running short of cash on hand was an extremely common and mostly easily solved problem within the commercial real estate development business. But commercial real estate developers usually have access to sophisticated credit instruments that allow them frictionless access to bridge financing. Without the ability to borrow short-term funds on large development projects, the commercial real estate industry in the United States would grind to a halt.

Zalik’s insight was that if this sort of bridge financing could be developed for retail applications, then it could potentially generate billions of dollars in extra business each year for contractors and home improvement retailers. This was the concept that Zalik would eventually build into GreenSky Credit.

Today, GreenSky concentrates on prime borrowers in order to provide them with instant point-of-sale bridge loans. The company does more than $5 billion each year in retail loans.

Toronto’s Gain/Jamaica’s Loss, An Athlete With Tons Of Heart, Gareth Henry

6 feet, 172 pounds and handsome, Gareth Andre Theodore Henry is also athletic. His badminton team took bronze in the 2018 Pan Am Men’s Team Championships. And, in the same year, he and his partner, Samuel Ricketts, took gold for men’s doubles at the CAC games, which took place in Colombia. Good-looking enough to be a poster representative for his generation, yet Gareth Henry is so much more than a good-looking and a talented athlete. Gareth Henry has heart and the initiative to do good in a world that has not always done right by him or by those he’s cared for.

Born and bred on the beautiful island of Jamaica, Gareth Henry isn’t as pro-Jamaican as some of his compatriots, sadly, because he has seen the ugly, anti-gay underbelly of the beautiful island nation he hails from. Jamaica remains one of less than 100 countries worldwide, where it is still illegal to live in a consenting same-sex union openly. Now at 39 years of age, and living openly in Canada, Gareth Henry has not forgotten his struggles at home, where he tried even then to live an openly gay life.

The Co-chair of a gay advocacy group that reported hate crimes, Henry had 13 of his friends die because of their sexual orientation. Even the lawmen to whom he was reporting turned on him eventually, angered at his ongoing push for legal change. In 2007, he was beat by a group of police. However, when an officer threatened his life Gareth Henry realized he had to get out of Jamaica. Henry filed for refugee status and moved to Canada. Today, Henry is serving as interim director of the Toronto People with AIDS Foundation. He also works for the non-profit Rainbow Railroad that works to relocate persecuted LGBTQ individuals all over the world. Learn More.

Types of Successful Leadership Improvement Plans as Advocated by James River Capital

James River Capital’s types of Leadership Styles


According to James River Capital, leadership is said to be an art and as a science as well. This is chiefly because it involves a lot of skill and gradual development to make a good manager for any given team. In fact, there has been a lot of exploration on the leadership subject by researchers to try and find out the most valuable and effective styles of management. What’s more, in agreement with the research analysis the three leadership styles can be described as follows:


  1. Instead of Leading, Support the Team


This kind of management is emulated from the Facebook type of leadership that focuses on an analytical mentality shift. What this means is that instead of leading teams, they offer their support to them. This is especially important to the leaders as through shifting the mentality, they are able to interact with the teams from a different level as it creates a scenario of a kind of parallel kind of communication.


  1. Encourage and Invite Escalation


Based on recent research, 85% of company workers hold back critical information from their managers. This is primarily because most employees suspect that sharing critical feedback may lead them into trouble, hence withholding information that would otherwise be of benefit to the company. The withholding of information again can have adverse effects on the company as it can cause stagnation of the company where employees do not collaborate or engage with their bosses. The main solution to this kind of scenario would be encouraging the workers and inviting them to share their sentiments by showing appreciation for it.


  1. Welcoming all Opinions


A leader who supports the team instead of leading them promotes the free flow of information from workers. This helps in the elimination of any obstructions that could prevent the growth and development of the company. The approach on this kind of leadership style should incorporate the employees where the manager should engage workers to air their opinions during meetings. Also, as the meeting proceeds one will notice that some people may be talkative while others may be quiet where as the leader one should engage the less talkative individuals without being forceful.


About James River Capital


The company was established in 1986 where it was previously known as KP Futures Management Corp. The role of the organization was to serve as an alternative department in the investment section of the Kidder, Peabody & Co, Inc. Further, it would later be purchased by Paul Saunders and his partner Kevin Brandt in 1995 where it became an independent investment organization. Equally important, the company again serves in the area of investment advisory in conjunction with SEC, besides acting as a Commodity Pool Operator and Commodity Trading Advisor with CFTC. In addition, the organization provides services related to commodity trading, advisory, and investment management.

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